The moment Peller and Shank Comics made it obvious that live streaming pays well to Nigerians, a lot of Nigerians have been looking out for the right platform to kick-start their own live-streaming content creation to benefit from these Chat and earn apps. Several platforms reward Nigerian live streamers, including TikTok, Instagram, Bigo Live, and a few others. This article reviews the top 10 live chat apps that pay Nigerians in 2025.
The Top 10 Live Chat Apps Paying Nigerians in 2025
It is important to note that these apps allow Nigerians, as well as users from across the globe, to sign up, start Live sessions, and earn in the form of gifts, mainly. However, users who grow their profiles to high subscriber/followership numbers might get additional earnings from engagements on their profile posts.
1. Poppo Live
- Availability: Android and iOS
- Monetization: Streaming gifts
Poppo Live is one of the platforms that stands at the forefront when we’re speaking of apps that pay Nigerians for live chatting and streaming. It is a next‑gen live broadcasting platform, providing seamless high‑definition streaming and real‑time gifting, which can be converted to real money for the streamers. With Poppo Live, you can even go live on your PC. Your live stream viewers will have to gift you virtual “flowers” and “crowns,” which you can convert to Naira.
Features:
- Low latency
- AI‑driven content recommendations
- Tiered loyalty programs with monthly bonuses
- Collaborate with other live streamers to rake up more views
2. Niki Live
- Availability: Android and iOS
- Monetization: Streaming gifts and subscribers’ subscriptions
Ready to join the party? Yay! Niki Live is a homegrown powerhouse streaming platform that emphasizes community building and local content discovery. Its monetization model for streamers is that the hosts get “Diamonds” from the viewers, or the streamers can earn through paid subscriptions.
However, the thing is, Niki Live is more focused on entertainment live streaming, like virtual parties and clubbing – something of a sort. So, it’s a “vibes on vibes” platform with no room for dull moments. If that sounds like what you love, then you’re in for the ride to meet like-minded individuals.
Features:
- Geo‑targeted promotions for more localized reach
- Customizable virtual gifts
- Weekly leaderboard incentives for top performers
- Group parties
3. TikTok Live
- Availability: Android and iOS
- Monetization: Streaming gifts and TikTok’s monetization options
Now to the one literally all Nigerians are familiar with – TikTok Live. A good percentage of young Nigerians are on TikTok, and one of the reasons they are engaging vigorously on the platform is that they want to earn from it. Leveraging its global footprint, TikTok Live remains one of the top options for Nigerians.
The monetization model is based on the virtual gifts purchased with TikTok Coins, and before you can go live, you have to meet certain eligibility criteria. More so, eligible creators have the chance to join the Creator Fund and live‑stream bonus programs, as well as collaborate with other streamers.
Features:
- Integrated e-commerce tools for in‑stream merchandise sales
- Live Q&A and donation stickers
- Synchronize live sessions with trending audio tracks
- TikTok’s duet and stitch for more community engagement
4. Bigo Live
- Availability: Android and iOS
- Monetization: Streaming gifts in the form of in-app purchased Diamonds
Bigo Live did come under some huge controversy in Nigeria, but that doesn’t stop the fact that the platform remains one of the top apps where Nigerians livestream and get paid. Apparently, users can also chat on the app, build connections, and meet lots of new friends. Arguably, Bigo Live has the best streaming revenue structure for Nigerians. You can stream on Bigo Live using your PC, too.
Features:
- Live battles to intensify streaming sessions
- Virtual karaoke and talent showcases
- Multi‑stream options for simultaneous broadcasting
- Bonus pools if you win in the PK battles and Talent Show
5. LiveMe
- Availability: Android and iOS
- Monetization: Streaming gifts
Although more aligned with gamers and gaming communities, LiveMe is still a decent app that pays Nigerians for going live. The platform offers a comprehensive suite of live-streaming services, blending social networking with monetization tools.
So, on LiveMe, you more like stream your gameplay, and people who find you to be a badass gamer can gift you several items, which you can convert to real cash (USD) and issue for withdrawal. But it’s not only games that can be streamed.
Features
- Stream live games and other content
- Connect and chat with like-minded people
- A brand collaboration marketplace that connects creators with advertisers
- Automated content moderation for compliance
6. StreamKar
- Availability: Android and iOS
- Monetization: In-app gifts
StreamKar offers a dynamic ecosystem for talent discovery, particularly among music and dance enthusiasts. However, at its core, it is a platform where you can live chat with people from around the world and earn “gifts” when you livestream. Just like the others, the earned gifts can be converted into cash and withdrawn. Aside from the streaming aspect, StreamKar is a really cool place to meet people and chat in real time.
Features:
- Real-time interaction with foreign users
- Live performances from professionals
- Real‑time virtual stage effects for a professional broadcast feel
- Referral bonuses if you bring new streamers on board.
7. Mico
- Availability: Android and iOS
- Monetization: In-app gifts
This one isn’t very popular in Nigeria yet, but then, it supports users from all around the world, and it’s free to use. The Mico platform is only accessible via its mobile apps for iOS and Android devices; its interface is pretty much intuitive and easy to understand. Mico allows live streamers to get gifted, and they can convert the gifts into real cash for themselves.
Key Features
- Multi‑language support
- Virtual gifting animation studio
- Live interaction to engage
8. Woo TV
- Availability: Android and iOS
- Monetization: Virtual streaming gifts
With Woo TV, you can become a world star and earn from your fame. Yeah, the platform, just like the others, allows you to engage in many fun activities, including streaming your daily activities. Viewers of your streams are provided with the option to send you unique virtual gifts, which are your “rewards” for using Woo TV. Apparently, these rewards can be transformed into cash payments. The most impressive thing about Woo TV is that both hosts and viewers stand the chance to earn rewards.
Features:
- Live chat and live stream
- Interactive chat rooms for livestream hosts and viewers
- Collaborative live streams for more views and engagement
- Intuitive interface
9. Instagram Live
- Availability: Android, iOS, and PC
- Monetization: Instagram badges
Instagram is an OG social platform offering a butt-load of features; from chatting to picture sharing, video sharing, and a ton of other things. It is also where to meet with the world’s celebrities and engage with their real profile pages. Honestly, Instagram is one of the biggest social platforms ever.
Yes, you can go live on Instagram and earn good money. But, the monetization rules and requirements to earn from Instagram Live are stringent, which is why many Nigerians don’t fancy it, and would rather prefer TikTok. But then, Instagram is where to get more quality, especially if you’re a brand.
Features
- Photo and video sharing
- Multi-feature private chat rooms
- Interactive live sessions
- Easier for Nigerians
10. Twitch
- Availability: Android, iOS, and Computers
- Monetization: Subscriptions, gifts, donations, etc.
The world-famous streamers use Twitch as their main streaming platform. Even so, most of the top streamers on TikTok, YouTube, and other platforms were actually Twitch stars who are trying to diversify. Twitch is an OG platform if you’re talking about apps or platforms that pay people to come on live. Of course, Twitch isn’t only for live streaming; it has live chat features to communicate with other users in real-time.
Features:
- Professional livestream tools for eligible users
- Supports mobile apps, PC, and other digital devices with internet access
- Multiple means for streamers to earn from their content
Bonus Mention: Facebook Live
- Availability: Android, iOS, and Computers
- Monetization: Subscriptions, gifts, donations, etc.
Here is the last on our list – Facebook Live. Almost everyone in the world has a Facebook account, and that means that there’s a whole lot of potential reach with Facebook, and so, it remains the primary platform for many brands, businesses, and professionals. Facebook Live is also a thing, and it pays Nigerians; however, the payment structure isn’t as flexible as many Nigerians would love.
Features:
- Professional live streaming tools
- Multiple means to earn from your content
- Access to Facebook’s chat and Messenger tools
What More?
These are the 10 apps that pay Nigerians when they livestream or amass huge followerships. Interestingly, these apps also offer other features aside from live streaming, and you can communicate with friends from around the world. The rewards you get from engaging on these apps can be converted into real money, and that becomes your “earnings.”
